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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,596 | $95,383-64.8% | $185,837-81.9% | $85,856-60.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 28.39% | 23.59%+4.8pp | 122.08%-93.7pp | 318.58%-290.2pp |
| Employer contribution / active EE | $4,653 | $3,313+40.4% | $5,168-10.0% | $2,565+81.4% |
| Participant deferral / active EE | $4,203 | $3,423+22.8% | $5,568-24.5% | $3,952+6.4% |
| Admin fee / account holder | $1,782 | $7,213-75.3% | $16,241-89.0% | $6,261-71.5% |