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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,064 | $85,169-60.0% | $172,755-80.3% | $72,983-53.3% |
| Participation rate | 82.4% | 70.1%+12.3pp | 82.6%-0.3pp | 69.5%+12.9pp |
| Annual return | 4.37% | 27.32%-23.0pp | 802.94%-798.6pp | 81.01%-76.6pp |
| Employer contribution / active EE | $4,459 | $3,324+34.2% | $5,144-13.3% | $2,440+82.8% |
| Participant deferral / active EE | $4,437 | $3,260+36.1% | $5,198-14.6% | $3,608+23.0% |
| Admin fee / account holder | $7,396 | $5,880+25.8% | $13,955-47.0% | $5,124+44.3% |