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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,583 | $99,031-9.5% | $86,597+3.4% | $147,585-39.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 3.98% | 1312.56%-1308.6pp | 964.96%-961.0pp | 578.57%-574.6pp |
| Employer contribution / active EE | $2,916 | $3,132-6.9% | $2,840+2.7% | $4,876-40.2% |
| Participant deferral / active EE | $6,172 | $3,972+55.4% | $3,609+71.0% | $5,439+13.5% |
| Admin fee / account holder | $975 | $5,711-82.9% | $4,906-80.1% | $10,885-91.0% |