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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,620 | $44,850+106.5% | $60,547+53.0% | $59,633+55.3% |
| Participation rate | 93.8% | 59.5%+34.3pp | 68.0%+25.8pp | 68.7%+25.1pp |
| Annual return | -2.54% | 1074.14%-1076.7pp | 335.64%-338.2pp | 2041.45%-2044.0pp |
| Employer contribution / active EE | $6,327 | $1,462+332.8% | $2,419+161.5% | $2,203+187.2% |
| Participant deferral / active EE | $4,434 | $2,230+98.8% | $3,328+33.2% | $3,192+38.9% |
| Admin fee / account holder | $554 | $3,635-84.8% | $4,536-87.8% | $4,297-87.1% |