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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,594 | $77,920-55.6% | $149,723-76.9% | $75,177-54.0% |
| Participation rate | 97.2% | 65.6%+31.6pp | 78.8%+18.4pp | 67.2%+30.0pp |
| Annual return | 15.28% | 31.72%-16.4pp | 134.50%-119.2pp | 160.75%-145.5pp |
| Employer contribution / active EE | $2,079 | $3,138-33.7% | $4,821-56.9% | $2,671-22.2% |
| Participant deferral / active EE | $1,528 | $3,411-55.2% | $5,682-73.1% | $4,126-63.0% |
| Admin fee / account holder | $8,310 | $5,951+39.6% | $13,215-37.1% | $5,651+47.0% |