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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,855 | $95,406-36.2% | $185,849-67.3% | $85,847-29.1% |
| Participation rate | 94.7% | 68.8%+26.0pp | 81.7%+13.0pp | 69.3%+25.4pp |
| Annual return | 8.75% | 23.59%-14.8pp | 122.10%-113.3pp | 318.61%-309.9pp |
| Employer contribution / active EE | $5,468 | $3,314+65.0% | $5,169+5.8% | $2,565+113.2% |
| Participant deferral / active EE | $2,898 | $3,424-15.3% | $5,569-48.0% | $3,952-26.7% |
| Admin fee / account holder | $103,460 | $7,214+1334.1% | $16,244+536.9% | $6,261+1552.5% |