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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,905 | $183,539-35.8% | $155,556-24.2% | $145,897-19.2% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 17.33% | 61.31%-44.0pp | 64.84%-47.5pp | 552.29%-535.0pp |
| Employer contribution / active EE | $2,152 | $5,315-59.5% | $4,675-54.0% | $4,663-53.9% |
| Participant deferral / active EE | $5,382 | $6,467-16.8% | $5,631-4.4% | $6,689-19.5% |
| Admin fee / account holder | $2,641 | $19,275-86.3% | $15,885-83.4% | $13,390-80.3% |