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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,807 | $135,956+91.1% | $123,894+109.7% | $273,972-5.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.43% | 56.63%-50.2pp | 47.52%-41.1pp | 41.46%-35.0pp |
| Employer contribution / active EE | $2,647 | $5,170-48.8% | $4,617-42.7% | $4,869-45.6% |
| Participant deferral / active EE | $2,114 | $6,343-66.7% | $5,984-64.7% | $5,287-60.0% |
| Admin fee / account holder | $42,841 | $9,817+336.4% | $8,357+412.6% | $10,133+322.8% |