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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,435 | $67,602+125.5% | $82,312+85.2% | $70,126+117.4% |
| Participation rate | 97.0% | 72.8%+24.2pp | 76.9%+20.1pp | 69.5%+27.4pp |
| Annual return | 7.33% | 21.57%-14.2pp | 25.88%-18.5pp | 73.15%-65.8pp |
| Employer contribution / active EE | $4,187 | $1,755+138.6% | $2,428+72.4% | $2,343+78.7% |
| Participant deferral / active EE | $3,260 | $2,987+9.1% | $3,706-12.0% | $3,332-2.1% |
| Admin fee / account holder | $2,363 | $4,512-47.6% | $5,608-57.9% | $4,645-49.1% |