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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,284 | $60,349+97.7% | $74,184+60.8% | $62,881+89.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.88% | 21.38%-20.5pp | 17.74%-16.9pp | 20.14%-19.3pp |
| Employer contribution / active EE | $7,953 | $1,680+373.3% | $2,370+235.5% | $2,281+248.7% |
| Participant deferral / active EE | $3,065 | $2,856+7.3% | $3,550-13.6% | $3,203-4.3% |
| Admin fee / account holder | $4,273 | $4,261+0.3% | $5,586-23.5% | $4,296-0.5% |