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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,314 | $100,911-30.3% | $90,440-22.3% | $158,966-55.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 17.00% | 1726.62%-1709.6pp | 1294.38%-1277.4pp | 302.95%-285.9pp |
| Employer contribution / active EE | $4,659 | $3,690+26.3% | $3,263+42.8% | $4,762-2.2% |
| Participant deferral / active EE | $3,718 | $4,348-14.5% | $3,964-6.2% | $5,983-37.9% |
| Admin fee / account holder | $2,514 | $6,507-61.4% | $5,615-55.2% | $11,250-77.7% |