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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,982 | $106,524+169.4% | $152,301+88.4% | $87,485+228.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 18.77% | 26.89%-8.1pp | 80.50%-61.7pp | 26.06%-7.3pp |
| Employer contribution / active EE | $7,500 | $3,371+122.5% | $4,624+62.2% | $2,596+188.9% |
| Participant deferral / active EE | $9,202 | $6,525+41.0% | $8,004+15.0% | $4,274+115.3% |
| Admin fee / account holder | $5,912 | $8,287-28.7% | $14,398-58.9% | $7,775-24.0% |