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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,842 | $85,766+232.1% | $136,298+109.0% | $70,126+306.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 20.24% | 31.46%-11.2pp | 5156.27%-5136.0pp | 73.15%-52.9pp |
| Employer contribution / active EE | $6,841 | $2,966+130.7% | $4,696+45.7% | $2,343+192.1% |
| Participant deferral / active EE | $7,843 | $5,051+55.3% | $6,247+25.5% | $3,332+135.4% |
| Admin fee / account holder | $1,382 | $5,421-74.5% | $9,244-85.1% | $4,645-70.3% |