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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,808 | $37,446+1.0% | $77,513-51.2% | $79,852-52.7% |
| Participation rate | 63.5% | 41.5%+22.0pp | 54.2%+9.3pp | 69.6%-6.1pp |
| Annual return | 11.30% | 39.76%-28.5pp | 54.81%-43.5pp | 31.72%-20.4pp |
| Employer contribution / active EE | $529 | $637-17.0% | $987-46.4% | $2,471-78.6% |
| Participant deferral / active EE | $1,733 | $1,261+37.4% | $1,861-6.9% | $3,740-53.7% |
| Admin fee / account holder | $3,451 | $2,506+37.7% | $2,859+20.7% | $5,306-35.0% |