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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,751 | $34,316-13.3% | $74,722-60.2% | $72,975-59.2% |
| Participation rate | 77.4% | 42.4%+35.0pp | 54.5%+23.0pp | 69.5%+7.9pp |
| Annual return | 14.52% | 26.58%-12.1pp | 753.11%-738.6pp | 81.01%-66.5pp |
| Employer contribution / active EE | $618 | $692-10.6% | $1,084-43.0% | $2,440-74.7% |
| Participant deferral / active EE | $1,931 | $1,272+51.8% | $1,963-1.6% | $3,608-46.5% |
| Admin fee / account holder | $6,345 | $2,125+198.6% | $3,335+90.3% | $5,124+23.8% |