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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,025 | $29,733+64.9% | $56,025-12.5% | $80,959-39.4% |
| Participation rate | 80.4% | 41.7%+38.6pp | 52.5%+27.8pp | 67.7%+12.7pp |
| Annual return | 8.96% | 35.28%-26.3pp | 1712.69%-1703.7pp | 35.67%-26.7pp |
| Employer contribution / active EE | $830 | $672+23.5% | $1,042-20.3% | $2,757-69.9% |
| Participant deferral / active EE | $1,897 | $1,229+54.3% | $1,955-2.9% | $4,300-55.9% |
| Admin fee / account holder | $4,431 | $2,434+82.1% | $2,828+56.7% | $6,925-36.0% |