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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO. Service code 15 · EIN 36-6071399 | Recordkeeping | $36,107 |
QUALIFIED PLANS, LLC4 years Filed as: QUALIFIED PLAN CONSULTANTS, LLC Service code 15 · EIN 20-0223513 | Recordkeeping | $26,529 |
3(16) FIDUCIARY SERVICES CORP7+ years Service code 14 · EIN 45-4813650 | Plan Administrator | $26,108 |
Filed as: CETERA FINANCIAL GROUP Service code 22 · EIN 30-0588666 | Insurance Broker | $11,617 |
TEMPLETON & COMPANY LLP2 years Service code 10 · EIN 14-1918990 | Accounting | $11,000 |
Filed as: MESIROW FINANCIAL Service code 27 · EIN 36-3194849 | Advisory (Plan) | $5,376 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,634 | $52,188-6.8% | $86,640-43.9% | $74,460-34.7% |
| Participation rate | 67.7% | 66.3%+1.4pp | 71.7%-4.0pp | 70.7%-3.0pp |
| Annual return | 16.76% | 44.46%-27.7pp | 592.52%-575.8pp | 34.38%-17.6pp |
| Employer contribution / active EE | $1,383 | $2,282-39.4% | $3,024-54.3% | $2,638-47.6% |
| Participant deferral / active EE | $3,079 | $3,383-9.0% | $4,438-30.6% | $4,530-32.0% |
| Admin fee / account holder | $170 | $319-46.6% | $5,616-97.0% | $348-51.1% |