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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,466 | $95,404-11.5% | $113,397-25.5% | $82,637+2.2% |
| Participation rate | 83.0% | 72.8%+10.2pp | 76.5%+6.5pp | 68.1%+14.9pp |
| Annual return | 10.85% | 19.08%-8.2pp | 23.20%-12.3pp | 53.51%-42.7pp |
| Employer contribution / active EE | $892 | $2,307-61.3% | $2,977-70.0% | $2,552-65.0% |
| Participant deferral / active EE | $4,500 | $4,220+6.6% | $5,076-11.4% | $4,126+9.1% |
| Admin fee / account holder | $11,799 | $9,168+28.7% | $11,957-1.3% | $7,339+60.8% |