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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,405 | $180,466-77.1% | $154,114-73.1% | $135,382-69.4% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -4.57% | 888.15%-892.7pp | 735.16%-739.7pp | 519.77%-524.3pp |
| Employer contribution / active EE | $4,687 | $6,035-22.3% | $5,298-11.5% | $4,779-1.9% |
| Participant deferral / active EE | $3,767 | $5,806-35.1% | $5,081-25.9% | $5,609-32.8% |
| Admin fee / account holder | $5,861 | $16,144-63.7% | $13,411-56.3% | $10,829-45.9% |