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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Claims processing; Custodial (other t... | $17,711 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL CORPORATION RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $15,769 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,424 | $46,332-27.9% | $143,799-76.8% | $64,819-48.4% |
| Participation rate | 29.8% | 64.2%-34.5pp | 80.3%-50.5pp | 71.5%-41.7pp |
| Annual return | -14.39% | -10.05%-4.3pp | -0.04%-14.3pp | 32.84%-47.2pp |
| Employer contribution / active EE | $504 | $1,911-73.7% | $4,952-89.8% | $2,507-79.9% |
| Participant deferral / active EE | $975 | $2,647-63.2% | $5,638-82.7% | $4,311-77.4% |
| Admin fee / account holder | $121 | $154-21.4% | $14,677-99.2% | $188-35.7% |