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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,790 | $75,959+236.7% | $154,114+66.0% | $64,181+298.5% |
| Participation rate | 94.3% | 70.4%+23.9pp | 83.0%+11.2pp | 69.6%+24.7pp |
| Annual return | 1.98% | 30.32%-28.3pp | 735.16%-733.2pp | 7.63%-5.6pp |
| Employer contribution / active EE | $11,498 | $3,350+243.3% | $5,298+117.0% | $2,381+383.0% |
| Participant deferral / active EE | $7,681 | $3,175+142.0% | $5,081+51.2% | $3,470+121.4% |
| Admin fee / account holder | $17,163 | $5,589+207.1% | $13,411+28.0% | $4,887+251.2% |