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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,200 | $102,635+112.6% | $86,209+153.1% | $139,456+56.5% |
| Participation rate | 61.5% | 74.5%-13.0pp | 69.0%-7.4pp | 80.3%-18.8pp |
| Annual return | 14.76% | 1923.53%-1908.8pp | 1169.05%-1154.3pp | 373.45%-358.7pp |
| Employer contribution / active EE | $1,244 | $3,034-59.0% | $2,381-47.8% | $4,753-73.8% |
| Participant deferral / active EE | $3,156 | $4,677-32.5% | $3,986-20.8% | $6,711-53.0% |
| Admin fee / account holder | $20,664 | $8,661+138.6% | $6,853+201.5% | $11,407+81.1% |