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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,890 | $124,330+183.0% | $109,173+222.3% | $167,536+110.0% |
| Participation rate | 93.3% | 79.5%+13.9pp | 75.9%+17.5pp | 82.1%+11.2pp |
| Annual return | 23.89% | 26.04%-2.2pp | 25.75%-1.9pp | 478.82%-454.9pp |
| Employer contribution / active EE | $5,851 | $4,209+39.0% | $3,723+57.2% | $4,839+20.9% |
| Participant deferral / active EE | $4,606 | $5,256-12.4% | $4,654-1.0% | $6,342-27.4% |
| Admin fee / account holder | $15,789 | $7,974+98.0% | $6,755+133.7% | $12,315+28.2% |