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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,245 | $115,814+180.0% | $101,275+220.2% | $158,982+104.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 5.17% | 56.16%-51.0pp | 46.48%-41.3pp | 302.99%-297.8pp |
| Employer contribution / active EE | $4,765 | $4,176+14.1% | $3,660+30.2% | $4,7630% |
| Participant deferral / active EE | $4,567 | $4,958-7.9% | $4,371+4.5% | $5,983-23.7% |
| Admin fee / account holder | $11,765 | $7,249+62.3% | $5,948+97.8% | $11,252+4.6% |