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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,587 | $73,955-24.8% | $96,520-42.4% | $75,181-26.1% |
| Participation rate | 92.7% | 66.4%+26.3pp | 74.3%+18.4pp | 67.2%+25.5pp |
| Annual return | 10.09% | 26.72%-16.6pp | 35.72%-25.6pp | 160.69%-150.6pp |
| Employer contribution / active EE | $3,730 | $2,930+27.3% | $3,739-0.2% | $2,671+39.7% |
| Participant deferral / active EE | $2,987 | $3,659-18.4% | $4,879-38.8% | $4,126-27.6% |
| Admin fee / account holder | $37,426 | $5,217+617.4% | $6,733+455.9% | $5,650+562.4% |