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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,373 | $91,537-57.0% | $130,045-69.7% | $75,173-47.6% |
| Participation rate | 95.1% | 71.5%+23.6pp | 78.5%+16.6pp | 67.2%+27.9pp |
| Annual return | 6.68% | -631.55%+638.2pp | -137.30%+144.0pp | 160.72%-154.0pp |
| Employer contribution / active EE | $0 | $2,845-100.0% | $4,321-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,937 | $4,343+59.7% | $5,820+19.2% | $4,126+68.1% |
| Admin fee / account holder | $7,531 | $6,780+11.1% | $10,600-29.0% | $5,651+33.3% |