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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,508 | $91,559-51.4% | $133,971-66.8% | $79,852-44.3% |
| Participation rate | 93.3% | 73.3%+20.0pp | 79.8%+13.5pp | 69.6%+23.7pp |
| Annual return | 5.23% | 61.85%-56.6pp | 45.09%-39.9pp | 31.72%-26.5pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,569 | $3,734+22.4% | $5,047-9.5% | $3,740+22.2% |
| Admin fee / account holder | $3,025 | $6,321-52.1% | $8,929-66.1% | $5,306-43.0% |