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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,483 | $44,850+14.8% | $60,547-15.0% | $59,632-13.7% |
| Participation rate | 43.8% | 59.5%-15.7pp | 68.0%-24.2pp | 68.7%-24.9pp |
| Annual return | -0.05% | 1074.14%-1074.2pp | 335.64%-335.7pp | 2041.32%-2041.4pp |
| Employer contribution / active EE | $750 | $1,462-48.7% | $2,419-69.0% | $2,203-65.9% |
| Participant deferral / active EE | $1,577 | $2,230-29.3% | $3,328-52.6% | $3,192-50.6% |
| Admin fee / account holder | $2,182 | $3,635-40.0% | $4,536-51.9% | $4,297-49.2% |