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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,481 | $77,638-62.0% | $156,551-81.2% | $62,881-53.1% |
| Participation rate | 40.4% | 71.2%-30.8pp | 84.0%-43.6pp | 69.3%-28.9pp |
| Annual return | 9.36% | 50.33%-41.0pp | 32.23%-22.9pp | 20.14%-10.8pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $862 | $3,046-71.7% | $4,871-82.3% | $3,203-73.1% |
| Admin fee / account holder | $326 | $5,561-94.1% | $13,028-97.5% | $4,296-92.4% |