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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,475 | $127,100+46.7% | $105,738+76.4% | $135,382+37.7% |
| Participation rate | 68.8% | 82.7%-14.0pp | 76.3%-7.6pp | 82.6%-13.9pp |
| Annual return | -7.43% | 4.49%-11.9pp | 6.27%-13.7pp | 519.77%-527.2pp |
| Employer contribution / active EE | $1,038 | $4,107-74.7% | $3,268-68.2% | $4,779-78.3% |
| Participant deferral / active EE | $2,465 | $5,064-51.3% | $4,080-39.6% | $5,609-56.1% |
| Admin fee / account holder | $4,397 | $9,087-51.6% | $6,913-36.4% | $10,829-59.4% |