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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,395 | $54,541+96.9% | $78,778+36.3% | $70,126+53.1% |
| Participation rate | 83.6% | 60.8%+22.8pp | 69.2%+14.4pp | 69.5%+14.0pp |
| Annual return | 10.66% | 21.07%-10.4pp | 35.62%-25.0pp | 73.15%-62.5pp |
| Employer contribution / active EE | $2,371 | $1,089+117.8% | $1,986+19.4% | $2,343+1.2% |
| Participant deferral / active EE | $4,013 | $2,210+81.6% | $2,958+35.7% | $3,332+20.5% |
| Admin fee / account holder | $14,583 | $3,709+293.2% | $5,134+184.0% | $4,645+213.9% |