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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,573 | $48,364+120.4% | $71,796+48.4% | $62,881+69.5% |
| Participation rate | 84.1% | 60.6%+23.4pp | 69.1%+14.9pp | 69.3%+14.8pp |
| Annual return | 3.74% | 13.16%-9.4pp | 78.04%-74.3pp | 20.14%-16.4pp |
| Employer contribution / active EE | $2,380 | $1,042+128.5% | $1,924+23.7% | $2,281+4.4% |
| Participant deferral / active EE | $4,296 | $2,091+105.4% | $2,794+53.8% | $3,203+34.1% |
| Admin fee / account holder | $7,103 | $3,771+88.3% | $4,815+47.5% | $4,296+65.3% |