Retirement plan

RETIREMENT PLAN FOR EMPLOYEES OF EXCEPTIONAL PERSONS, INC.

Name: EXCEPTIONAL PERSONS, INC. - RETIREMENT PLAN FOR EMPLOYEES OF EXCEPTIONAL PERSONS, INC. (2015) Form 5500
Creator: EXCEPTIONAL PERSONS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RETIREMENT PLAN FOR EMPLOYEES OF EXCEPTIONAL PERSONS, INC., EXCEPTIONAL PERSONS, INC.

EXCEPTIONAL PERSONS, INC.EIN 42-0794846Plan #001PY 2015

760 ANSBOROUGH AVE 4090, P.O. BOX 4090 - WATERLOO, IA 507015714319-233-6671LinkedIn1-10 employeeshospital & health care

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$9.5M

No prior year

Total participants

361

No prior year

Average account balance

$26,391

No prior year

Annual return

-0.32%

No prior year

Benchmarks

See 3,168 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,168 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

347

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.74M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$188

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
COMMUNITY BANK AND TRUST1+ years Service code 21 · EIN 39-1900211 422 COMMERCIAL STREET · WATERLOO, IA 50704	Bank Trustee	$41,768
EKON BENEFITS1+ years Service code 15 4940 WASHINGTON BLVD · ST LOUIS, MO 63108	Recordkeeping	$4,832

Plan features & details

Pension benefit codes2J2G3D2K2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$42K

$157 / participant

Other / not subdivided$42K100.0%

% of EOY assets

0.438%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOGAN - HANSEN, P.C.
Auditor EIN: 420991212
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,391

$37,117-28.9%

$147,617-82.1%

$55,191-52.2%

Participation rate

100.0%

63.6%+36.4pp

84.6%+15.4pp

69.2%+30.8pp

Annual return

-0.32%

3.44%-3.8pp

61.98%-62.3pp

10.78%-11.1pp

Employer contribution / active EE

$1,705

$1,620+5.2%

$5,564-69.4%

$1,899-10.2%

Participant deferral / active EE

$1,835

$1,985-7.6%

$4,895-62.5%

$3,046-39.7%

Admin fee / account holder

$116

$86+35.2%

$11,612-99.0%

$91+27.5%

Provider

Service type

Compensation

COMMUNITY BANK AND TRUST1+ years

Service code 21 · EIN 39-1900211

422 COMMERCIAL STREET · WATERLOO, IA 50704

Bank Trustee

$41,768

EKON BENEFITS1+ years

Service code 15

4940 WASHINGTON BLVD · ST LOUIS, MO 63108

Recordkeeping

$4,832

RETIREMENT PLAN FOR EMPLOYEES OF EXCEPTIONAL PERSONS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RETIREMENT PLAN FOR EMPLOYEES OF EXCEPTIONAL PERSONS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion