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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,946 | $83,908+84.7% | $68,509+126.2% | $125,388+23.6% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -4.20% | 14.48%-18.7pp | 8.27%-12.5pp | 282.24%-286.4pp |
| Employer contribution / active EE | $2,064 | $3,031-31.9% | $2,278-9.4% | $4,866-57.6% |
| Participant deferral / active EE | $5,327 | $4,125+29.1% | $3,382+57.5% | $5,352-0.5% |
| Admin fee / account holder | $9,463 | $8,982+5.3% | $5,275+79.4% | $9,541-0.8% |