Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 12 320 PARK AVENUE · NEW YORK, NY 10022 | Participant loan processing; Recordke... | $10,459 |
Filed as: WILSHIRE ASSOCIATES INC. Service code 31 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Named fiduciary | $1,245 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,067 | $61,338-80.3% | $149,717-91.9% | $71,495-83.1% |
| Participation rate | 92.8% | 62.5%+30.3pp | 78.8%+14.0pp | 67.9%+24.9pp |
| Annual return | 24.19% | 35.86%-11.7pp | 134.41%-110.2pp | 28.85%-4.7pp |
| Employer contribution / active EE | $927 | $2,381-61.1% | $4,820-80.8% | $2,589-64.2% |
| Participant deferral / active EE | $2,237 | $2,919-23.4% | $5,682-60.6% | $4,291-47.9% |
| Admin fee / account holder | $91 | $1,263-92.8% | $13,213-99.3% | $1,588-94.3% |