Filings through Oct 24, 2026.

Retirement plan

Echo Group, Inc. 401(k) Profit Sharing Plan

Name: ECHO GROUP, INC. - ECHO GROUP, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: ECHO GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ECHO GROUP, INC. 401(K) PROFIT SHARING PLAN, ECHO GROUP, INC.

Echo Group, Inc.EIN 42-0669352Plan #001PY 2025

1851 MADISON AVENUE SUITE 710 - COUNCIL BLUFFS, IA 51503712-395-6417

Prospect flagsRecently cancelled planLow returnsWind-down / frozenFew collective trustsFund lineup: 23 funds, $61.4M

How to read this page

Total assets (EOY)

-100.0% from 2024

Total participants

-100.0% from 2024

Average account balance

-100.0% from 2024

Annual return

-93.31%

-106.99 pp from 2024

Benchmarks

See 23,701 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort23,701 peers

Snapshot2025

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Analytics

See the 10-year trajectory with Pro.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
EMPOWER ADVISORY GROUP, LLC4 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$125,328
COMMERCE BANK9 years Service code 99 922 WALNUT ST · KANSAS CITY, MO 64106	Other Fees	$31,040
CAPFINANCIAL PARTNERS LLC1 year Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609	Advisory (Plan)	$30,000
EMPOWER ADVISORY GROUP, LLC3 years Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$10,362

Fund lineup

CSV with Pro

23 funds of $250K or more; 26 lines in all, holding $61.4M of the plan's $62.4M. From the 2024 filing. Recordkeeper: Empower.

In collective trusts0%median 0% for plans of $50M to $250M (12,546 plans)

In index funds0%median 25% for plans of $50M to $250M (12,546 plans)

In the main target-date series0%median 37% for plans of $50M to $250M (12,546 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
Mmtrx Manager not matched · Other	Not yet matched	Other	$7.0M	11.5%
Mmfox Manager not matched · Other	Not yet matched	Other	$5.8M	9.4%
Mmddx Manager not matched · Other	Not yet matched	Other	$5.8M	9.4%
Vfiax Manager not matched · Other	Not yet matched	Other	$5.5M	9.0%
Bagix Manager not matched · Other	Not yet matched	Other	$5.5M	9.0%
Mmskx Manager not matched · Other	Not yet matched	Other	$3.6M	5.9%
Prufx Manager not matched · Other	Not yet matched	Other	$3.3M	5.4%
Mrskx Manager not matched · Other	Not yet matched	Other	$3.3M	5.4%
1MOR423 Manager not matched · Other	Not yet matched	Other	$3.1M	5.0%
Vwnax Manager not matched · Other	Not yet matched	Other	$2.7M	4.3%

See the other 16 lines in this lineup with Pro.

Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
InformationalRecently cancelled plan
Plan reported a final filing / termination within the last year.

Expense breakdown

Schedule H Part II

Admin total

$197K

Recordkeeping$125K63.7%
Investment mgmt$40K20.5%
Other trustee fees$31K15.8%

% of EOY assets

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: WARREN AVERETT LLC
Auditor EIN: 454084437
Audit fees: $0
Opinion code: Unqualified

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Provider

Service type

Compensation

EMPOWER ADVISORY GROUP, LLC4 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$125,328

COMMERCE BANK9 years

Service code 99

922 WALNUT ST · KANSAS CITY, MO 64106

Other Fees

$31,040

CAPFINANCIAL PARTNERS LLC1 year

Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR

Service code 27

4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609

Advisory (Plan)

$30,000

EMPOWER ADVISORY GROUP, LLC3 years

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$10,362

Fund

Dollars

% of funds%

Mmtrx

Manager not matched · Other

$7.0M

11.5%

Mmfox

Manager not matched · Other

$5.8M

9.4%

Mmddx

Manager not matched · Other

$5.8M

9.4%

Vfiax

Manager not matched · Other

$5.5M

9.0%

Bagix

Manager not matched · Other

$5.5M

9.0%

Mmskx

Manager not matched · Other

$3.6M

5.9%

Prufx

Manager not matched · Other

$3.3M

5.4%

Mrskx

Manager not matched · Other

$3.3M

5.4%

1MOR423

Manager not matched · Other

$3.1M

5.0%

Vwnax

Manager not matched · Other

$2.7M

4.3%

Echo Group, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Echo Group, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion