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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,574 | $113,941+4.9% | $94,229+26.9% | $125,389-4.6% |
| Participation rate | 95.2% | 82.9%+12.3pp | 78.8%+16.5pp | 83.2%+12.0pp |
| Annual return | -1.35% | 5.29%-6.6pp | 10.68%-12.0pp | 282.24%-283.6pp |
| Employer contribution / active EE | $4,063 | $4,727-14.0% | $3,587+13.3% | $4,866-16.5% |
| Participant deferral / active EE | $4,328 | $5,179-16.4% | $4,320+0.2% | $5,352-19.1% |
| Admin fee / account holder | $2,596 | $8,392-69.1% | $6,269-58.6% | $9,541-72.8% |