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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS3+ years Filed as: AMERICAN TRUST & SAVINGS BANK Service code 15 895 MAIN STREET · DUBUQUE, IA 520040938 | Recordkeeping | $61,904 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,517 | $48,064-5.3% | $78,778-42.2% | $69,631-34.6% |
| Participation rate | 58.8% | 61.6%-2.8pp | 69.2%-10.4pp | 70.7%-11.9pp |
| Annual return | 14.90% | 21.81%-6.9pp | 35.62%-20.7pp | 27571.02%-27556.1pp |
| Employer contribution / active EE | $490 | $744-34.0% | $1,986-75.3% | $2,032-75.9% |
| Participant deferral / active EE | $2,026 | $2,079-2.6% | $2,958-31.5% | $3,224-37.2% |
| Admin fee / account holder | $208 | $152+37.1% | $5,134-95.9% | $110+88.7% |