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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,908 | $127,386+132.3% | $115,037+157.2% | $125,393+136.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -6.40% | 31.28%-37.7pp | 26.14%-32.5pp | 282.23%-288.6pp |
| Employer contribution / active EE | $2,445 | $5,166-52.7% | $4,608-46.9% | $4,866-49.8% |
| Participant deferral / active EE | $6,269 | $6,423-2.4% | $6,026+4.0% | $5,351+17.1% |
| Admin fee / account holder | $4,993 | $9,516-47.5% | $8,175-38.9% | $9,541-47.7% |