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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,429 | $63,346-17.2% | $92,240-43.2% | $70,126-25.2% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 11.04% | 530.19%-519.2pp | 176.29%-165.3pp | 73.15%-62.1pp |
| Employer contribution / active EE | $3,133 | $2,471+26.8% | $3,680-14.9% | $2,343+33.7% |
| Participant deferral / active EE | $2,166 | $2,854-24.1% | $3,897-44.4% | $3,332-35.0% |
| Admin fee / account holder | $3,191 | $3,841-16.9% | $5,194-38.6% | $4,645-31.3% |