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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,804 | $56,894-35.3% | $84,753-56.6% | $62,881-41.5% |
| Participation rate | 85.7% | 68.5%+17.2pp | 76.6%+9.1pp | 69.3%+16.4pp |
| Annual return | 2.85% | 6.30%-3.5pp | 22.78%-19.9pp | 20.14%-17.3pp |
| Employer contribution / active EE | $2,912 | $2,400+21.4% | $3,574-18.5% | $2,281+27.7% |
| Participant deferral / active EE | $1,754 | $2,709-35.2% | $3,712-52.7% | $3,203-45.2% |
| Admin fee / account holder | $2,698 | $3,581-24.7% | $5,333-49.4% | $4,296-37.2% |