Retirement plan

EMPLOYERS MUTUAL CASUALTY COMPANY RETIREMENT PLAN

Name: EMPLOYERS MUTUAL CASUALTY COMPANY - EMPLOYERS MUTUAL CASUALTY COMPANY RETIREMENT PLAN (2017) Form 5500
Creator: EMPLOYERS MUTUAL CASUALTY COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYERS MUTUAL CASUALTY COMPANY RETIREMENT PLAN, EMPLOYERS MUTUAL CASUALTY COMPANY

EMPLOYERS MUTUAL CASUALTY COMPANYEIN 42-0234980Plan #001PY 2017

717 MULBERRY STREET - DES MOINES, IA 503093872515-345-2417emcins.comLinkedIn1001-5000 employeesinsurance

Other plans on this EIN

1 filing

#002Retirement-$403.5M assets

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed October 31, 2001

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

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Total assets (EOY)

$345M

-6.3% from 2016

Total participants

2,917

-1.8% from 2016

Average account balance

No prior year

Annual return

18.97%

-8.61 pp from 2016

Benchmarks

See 171 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined benefit

Participants1,000-4,999

Cohort171 peers

Snapshot2017

Participant deferral / active EE

median $0

Employer contribution / active EE

$7,208

median $10,928

Participation rate

0.0%

median 0.0%

Avg account balance

Admin fee / account holder

Annual return

18.97%

median 12.92%

Overall peer rank

63of 100

63rd percentileavg across 6 metrics

Analytics

2015 - 2024

Total assets (EOY)

Plan-year ending balance

$361.83M

Average account balance

Total assets / participants with a balance (line 6g)

$115K

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,261

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Contributions (total)

Employer and participant dollars contributed each year

$3.00M

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.70%

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Mutual / pooled
Stocks
Bonds
Cash
Real estate
Loans

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PRUDENTIAL RETIREMENT INSURANCE AND1 year Filed as: PRUDENTIAL INSURANCE COMPANY Service code 13 · EIN 22-1211670	Contract Administrator	$125,432
PRUDENTIAL RETIREMENT INSURANCE AND3+ years Filed as: PRUDENTIAL RET INS & ANNUITY CO Service code 13 · EIN 06-1050034	Contract Administrator	$31,786

Enrolled actuary

1 attachment

MICHAEL R. BROWN

PRIAC

Enrollment #1706772

280 TRUMBULL STREET

HARTFORD, CT 06103

(515) 253-8792

Signed 2018-09-18

Plan features & details

Pension benefit codes3H1C1A

Plan features

1A
Benefits are primarily pay related
Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
1C
Cash balance or similar plan
A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$263K

$127 / participant

Other / not subdivided$263K100.0%

% of EOY assets

0.076%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ERNST & YOUNG
Auditor EIN: 346565596
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$411,917-100.0%

Participation rate

0.0%

0.0%0pp

16.2%-16.2pp

0.0%0pp

Annual return

18.97%

12.92%+6.1pp

10.36%+8.6pp

17.84%+1.1pp

Employer contribution / active EE

$7,208

$14,070-48.8%

$37,738-80.9%

$14,688-50.9%

Participant deferral / active EE

$21-100.0%

$137-100.0%

$770-100.0%

Admin fee / account holder

$15,661-100.0%

Provider

Service type

Compensation

PRUDENTIAL RETIREMENT INSURANCE AND1 year

Filed as: PRUDENTIAL INSURANCE COMPANY

Service code 13 · EIN 22-1211670

Contract Administrator

$125,432

PRUDENTIAL RETIREMENT INSURANCE AND3+ years

Filed as: PRUDENTIAL RET INS & ANNUITY CO

Service code 13 · EIN 06-1050034

Contract Administrator

$31,786

EMPLOYERS MUTUAL CASUALTY COMPANY RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

MICHAEL R. BROWN

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYERS MUTUAL CASUALTY COMPANY RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

MICHAEL R. BROWN

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion