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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,960 | $91,559-14.9% | $133,978-41.8% | $79,856-2.4% |
| Participation rate | 94.0% | 73.3%+20.7pp | 79.8%+14.2pp | 69.6%+24.4pp |
| Annual return | 11.36% | 61.85%-50.5pp | 45.10%-33.7pp | 31.71%-20.3pp |
| Employer contribution / active EE | $606 | $2,384-74.6% | $3,919-84.5% | $2,471-75.5% |
| Participant deferral / active EE | $1,175 | $3,734-68.5% | $5,047-76.7% | $3,741-68.6% |
| Admin fee / account holder | $2,453 | $6,321-61.2% | $8,930-72.5% | $5,306-53.8% |