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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,022 | $83,485-30.5% | $125,195-53.7% | $72,976-20.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 2.42% | 25.77%-23.3pp | 43.79%-41.4pp | 81.02%-78.6pp |
| Employer contribution / active EE | $611 | $2,346-74.0% | $3,866-84.2% | $2,440-75.0% |
| Participant deferral / active EE | $1,235 | $3,586-65.5% | $4,937-75.0% | $3,608-65.8% |
| Admin fee / account holder | $8,531 | $5,518+54.6% | $9,704-12.1% | $5,124+66.5% |