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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,438 | $88,778-1.5% | $81,844+6.8% | $145,884-40.1% |
| Participation rate | 73.7% | 75.1%-1.4pp | 72.4%+1.3pp | 80.3%-6.6pp |
| Annual return | 16.14% | 1033.03%-1016.9pp | 778.87%-762.7pp | 551.85%-535.7pp |
| Employer contribution / active EE | $2,581 | $3,087-16.4% | $2,916-11.5% | $4,662-44.6% |
| Participant deferral / active EE | $6,012 | $4,648+29.3% | $4,323+39.1% | $6,690-10.1% |
| Admin fee / account holder | $20,912 | $8,430+148.1% | $7,355+184.3% | $13,392+56.2% |