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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,511 | $109,872-23.1% | $98,483-14.2% | $167,536-49.6% |
| Participation rate | 81.3% | 75.8%+5.4pp | 73.3%+7.9pp | 82.1%-0.9pp |
| Annual return | 30.56% | 1959.31%-1928.8pp | 1494.38%-1463.8pp | 478.82%-448.3pp |
| Employer contribution / active EE | $2,423 | $3,225-24.9% | $2,961-18.2% | $4,839-49.9% |
| Participant deferral / active EE | $6,854 | $4,673+46.7% | $4,276+60.3% | $6,342+8.1% |
| Admin fee / account holder | $1,037 | $6,757-84.7% | $5,953-82.6% | $12,315-91.6% |