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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,950 | $103,000-87.4% | $90,300-85.7% | $152,885-91.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 0.00% | 95.19%-95.2pp | 78.11%-78.1pp | 345.39%-345.4pp |
| Employer contribution / active EE | $3,091 | $3,138-1.5% | $2,854+8.3% | $4,763-35.1% |
| Participant deferral / active EE | $3,091 | $4,281-27.8% | $3,884-20.4% | $5,851-47.2% |
| Admin fee / account holder | $1,114 | $6,173-81.9% | $5,353-79.2% | $11,598-90.4% |