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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,066 | $165,399-13.5% | $149,745-4.5% | $158,982-10.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -1.24% | 348.34%-349.6pp | 276.72%-278.0pp | 302.99%-304.2pp |
| Employer contribution / active EE | $17,115 | $5,105+235.3% | $4,646+268.4% | $4,763+259.3% |
| Participant deferral / active EE | $15,759 | $7,183+119.4% | $6,843+130.3% | $5,983+163.4% |
| Admin fee / account holder | $63,355 | $10,811+486.0% | $9,312+580.4% | $11,252+463.1% |