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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,486 | $157,270+30.0% | $141,173+44.8% | $152,870+33.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 23.22% | 64.33%-41.1pp | 71.40%-48.2pp | 345.34%-322.1pp |
| Employer contribution / active EE | $13,652 | $5,261+159.5% | $4,735+188.3% | $4,763+186.6% |
| Participant deferral / active EE | $12,245 | $7,110+72.2% | $6,710+82.5% | $5,850+109.3% |
| Admin fee / account holder | $2,240 | $12,121-81.5% | $10,262-78.2% | $11,597-80.7% |