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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,263 | $100,139+94.0% | $85,187+128.0% | $145,884+33.2% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 12.19% | 84.15%-72.0pp | 66.67%-54.5pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,490 | $3,238-23.1% | $2,732-8.9% | $4,662-46.6% |
| Participant deferral / active EE | $10,167 | $5,296+92.0% | $4,525+124.7% | $6,690+52.0% |
| Admin fee / account holder | $110 | $7,262-98.5% | $6,162-98.2% | $13,392-99.2% |